Author: Waleed Ahmed

Introduction What goes on in the mind of an insurance agent? A customer sits with an agent, selects an insurance policy, and the agent earns from the deal. Insurance firms, however, operate on a complex ‘earning, commission, and incentive’ structure which makes the whole system tick. Learning about this not only broadens your horizons from the agent’s perspective but also makes you a better equipped customer. Come along; let’s simplify this into straightforward language devoid of complex insurance terms. Types of Insurance Agents Agents are not a homogenous group. The category of an agent an individual falls into determines the…

If you’re like most people, you probably assume insurance has your back in almost every situation. After all, that’s why we pay for it, right? But here’s the big question: does liability insurance cover theft? The short answer is no, but the explanation is a little more detailed than that. Let’s dive in and clear up the confusion once and for all. Understanding Liability Insurance What is Liability Insurance? Liability insurance is designed to protect you when you’re held legally responsible for someone else’s losses, injuries, or damages. Instead of covering your own stuff, it covers the costs if you…

If you’ve been considering getting a rhinoplasty either for aesthetic purposes or to help you breathe better, you must be asking yourself: does insurance pay for rhinoplasty? To give you a brief answer: it does sometimes, though it is a bit complicated. The procedure is not as simple as swiping your insurance card at the surgeon’s office. It is essential to note that your insurance will decide whether it is a subsumed underneath “medically necessary” services, how your physician documents it, and the rationale behind the procedure. We will simplify it so that you can understand under what circumstances rhinoplasty…

Introduction Are you contemplating a breast lift and curious if your insurance plan covers the costs? You’ve got company. Lots of prospective breast lift patients (or mastopexy patients) wonder the same thing—and the response is not as clear as a simple “yes” or “no”. Your presenting reason for the procedure (also called mastopexy), your insurance company’s criteria, and the documentation you are able to support it with heavily influences the insurance coverage for breast lifts. In this article, we will explain how insurance companies perceive breast lifts and in what circumstances they may cover the costs. Most critically, we share…

Do you want to know if your insurance covers vasectomies? You’re not the only one looking for answers to this hot topic. It is one of the most common questions asked by men looking for this form of permanent male contraception. No insurance-based mumbo jumbo here; I will give you the answers in simple and straightforward pieces that you can work with. Vasectomy Overview: Anatomy of a Male Sterilization Procedure What is a Vasectomy? A vasectomy is a procedure that surgically sterilizes men and is sometimes referred to as male sterilization. It is performed by cutting the vas deferens, the…

Introduction Don’t have health insurance and need an ultrasound? That can be stressful. Especially considering the lack of medical insurance. More and more people are finding themselves in this predicament. However, the bright side is that there are options. This thorough guide will help you understand how ultrasound pricing works without insurance, the factors impacting pricing, and how to save on your ultrasound. Let’s get started. Understanding the Basics of Ultrasound What Is Ultrasound? Unlike X-rays, ultrasounds do not use radiation. Instead, sound waves are used to take images of the body. It is one of the most popular imaging…

Introduction Why This Question Matters Let’s face it: No one enjoys visiting the dentist, especially when the bills for the check-up can rise to a few hundred dollars. The popular adage ‘A stitch in time saves nine’ fits perfectly in this scenario, for early dental treatment saves you a lot of money in the future. If you are sitting there wondering how much a dentist visit to fix a cavity would cost you, you aren’t the only one. The cost of dental services can be hard to predict. In this article, we will analyze the cost breakdown of tooth fillings…

Introduction Have you ever felt that annoying little twinge in your tooth when you sip something cold? That is most likely the early warning sign of a cavity. And if you don’t have dental insurance, your first thought is: “How much is this going to set me back?” Don’t worry, you are not alone in facing this dilemma. This guide explains how much a cavity filling costs without insurance, the steps you can take to save money, and how to prevent unnecessary expenses and pain. Understanding Cavities and Fillings What is a Cavity? A cavity is a small hole in…

Introduction – The Expense of Eyelid Surgery Many people undergo eyelid surgery, also known as blepharoplasty, to enhance their looks and vision, and it certainly helps in those regards. But, as with many things in life, there is a price to pay. While blepharoplasty is an outpatient surgery, the costs can vary from $3,000 to $6,000 depending on the region and the specialist. Those costs will be even greater if the surgery is labeled as cosmetic surgery by the insurance, as it will be an out of pocket expense. The positive aspect is that you can turn the surgery into…

The moment you hear the term ‘colonoscopy’, the first thought that crosses your mind probably is “Too expensive!” If you don’t have insurance, that is only the beginning of your worries. Before you begin to lose your mind stressing over the procedure, let’s first analyze the expense, the reasons behind it, and explore ways to avoid financial burdens. Introduction: Why Colonoscopies Are Important The benefits of catching problems early A Colonoscopy is one of the most useful procedures for early detection of colon cancer and if detected early, it becomes much easier to treat. Consider it a firewall for your…