Author: Waleed Ahmed

Waleed Ahmad is the founder and lead writer at Fizaas, where he’s on a mission to make insurance simple, clear, and accessible for everyone. With a passion for financial literacy and a knack for breaking down complicated topics, Waleed helps individuals and families make smart, informed decisions about their coverage. Whether it's health, auto, life, or business insurance, he turns complex policies into practical advice you can actually use. When he’s not writing, Waleed is researching trends, updating guides, and staying ahead of industry changes to keep readers protected and confident.

Patients often approach various forms of dental procedures with trepidation or uneasiness of varying degrees. Dentists often use laughing gas, or nitrous oxide, to help patients feel more relaxed. This is a very mild form of sedation which allows a patient undergoing dental surgery to remain calm and serene. And while the patient may feel a bit more relaxed, one may wish to consider the costs involved provided one has dental insurance, of course. Knowing the cost of laughing gas and the impacted insurance coverage, allows one to budget and prepare accordingly to avert unwanted expenses. Let us analyze what…

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Extracting wisdom teeth is a common procedure that every dental practitioner encounters. A great portion of the population is challenged by the costs that accompany this procedure – and the absence of dental insurance makes the situation worse. So, how much does it cost to remove wisdom teeth without insurance? This scenario is commonplace and there is a great variation in cost based on the type of extraction, the practitioner, location, and the need for anesthesia. The following content will outline all necessary details pertaining to the costs of wisdom teeth removal and extraction without insurance, the factors that influence…

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The surgical procedure known popularly as a tummy tuck is one of the most performed cosmetic surgeries of the whole world. It is because of the desire to achieve a absolutely flat and toned stomach. Like any other procedure, cost is an important. Having a flattering midsection is nice, but a tummy tuck will set you back a pretty penny. These surgeries are known to be quite pricey, and one of the common questions is whether any of it can be subsidized by insurance. This unfortunately, has a rather complicated answer. It largely depends on the form of the tummy…

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Across the world, various populations are affected by hair loss. Some perceive it to be an inevitable aspect of aging, while some are distressed and actively seek solutions. One of the most popularly sought treatments for permanently restoring hair is a hair transplant. It is a type of surgical procedure where the doctor relocates hair from one region of the body, typically the back of the head, and transfers it to an area which is thinning, or completely bald. The question many prospective patients have prior to undergoing the procedure is rather straightforward. Is the hair transplant reimbursed by the…

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Interacting with an insurance company is often one of the most difficult engagements one can have. There is the expectation for health, car, home, or life insurance that the service provider during the most difficult periods of one’s life would extend financial coverage. This expectation is formed each time a premium is paid. But, what does one do when there is the non-payment or a delay nonpayment or a delay in payment or an insurance company does not fulfill a promise, especially a payment promise, or do so in a satisfaction unguaranteed fashion. This is an issue many policyholders cross…

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Any health concern that occurs suddenly and unexpectedly may require the patient to seek treatment quickly. Even in these scenarios, heading straight to the ER may not be the most appropriate, provided the situation is not critical. Emergency care clinics fill this gap nicely. They treat and care for all patients whose conditions are serious enough to not wait for a scheduled doctor’s appointment in the future, while also not two, and fall short of ER level severity. Most people like to know is that Do patients have to pay for urgent care services. They are most often likely covered,…

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People often turn to urgent care centers when encountering some kind of unanticipated health issue. Apart from being relatively low-cost compared to emergency care, urgent care centers are also efficient, and more accessible. However, if you are someone who does not have health insurance, you are bound to ask yourself what the bill would look like. While the costs are subject to fluctuations, it is still possible to devise some expectations. This text outlines the average remote pricing of urgency care without health insurance, the reasons behind geographically based price discrepancies, spending service features, and spending service features, and the…

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One of the key considerations when commencing a construction job is how to secure the structure. Builders risk insurance is meant to protect the property and its materials while in the process of being worked on. It is a common questions among contractors, homeowners and developers: how much is builders risk insurance? Due to certain variables, the answer could vary. These variables could be the extent of the work, the geography, the materials, and the coverage limits. This guide will attempt to answer coverage of builders risk insurance, the attributes that could influence the value and underlying reasons for its…

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The process of getting bloodwork done is something that is assessed rationally these days. That is, doctors use bloodwork to identify may be to rule out certain issues, track ongoing health issues, or provide treatment. But those without health insurance may have to dread one distinct consequence. Many people put to the side or completely skip out on getting the necessary tests done simply due to the notion that something is too expensive. The reality is, bloodwork is done for free at certain organizations, while, it comes with a heavy fee irrespective of the tests conducted at others. Thus, acquiring…

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The first thing comes to mind when a person thinks of changing the shape or size of their nose is the price. When it comes to the price of a nose job, or rhinoplasty, it can vary. Some patients wonder if their health insurance would be able to cover some of the costs. The answer is it is hard to say, it depends on the reasons for the surgery and what type of insurance you have. This guide outlines the average price of a nose job, when insurance is useful, and what elements contribute to the total cost. At the…

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