Author: Waleed Ahmed

Waleed Ahmad is the founder and lead writer at Fizaas, where he’s on a mission to make insurance simple, clear, and accessible for everyone. With a passion for financial literacy and a knack for breaking down complicated topics, Waleed helps individuals and families make smart, informed decisions about their coverage. Whether it's health, auto, life, or business insurance, he turns complex policies into practical advice you can actually use. When he’s not writing, Waleed is researching trends, updating guides, and staying ahead of industry changes to keep readers protected and confident.

If you’re struggling to breathe easily or suffer from constant nasal congestion, deviated septum surgery, also known as septoplasty, might be your best path to relief. But there’s one pressing question that stops many people from moving forward: does insurance cover deviated septum surgery? The good news is, yes — in many cases, insurance will cover septoplasty, especially when it’s medically necessary. Let’s walk through everything you need to know, in clear, simple language, so you can breathe a little easier — both literally and financially. What is a Deviated Septum? Your septum is the thin wall between your nostrils.…

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Understanding the term “insurance loss reported” can save you from costly mistakes and give you more control and confidence during your car buying journey. Whether you’re exploring used cars, reviewing your vehicle history report, or simply curious about insurance claims, knowing what this term means is essential. Let’s break it down in simple, clear language. What Is an Insurance Loss Report? An insurance loss report is a document created when a vehicle has been involved in an event that results in an insurance claim. This could be due to a collision, theft, fire, flood, vandalism, or any other covered incident.…

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Labiaplasty is a transformative and confidence-boosting procedure that many women consider for personal comfort and wellness. But a common and important question arises: is labiaplasty covered by insurance? Understanding when and how insurance might help with the cost can relieve a lot of stress and empower better decisions. Let’s explore this topic clearly, with facts, expert input, and positivity to help you move forward confidently. What Is Labiaplasty? Labiaplasty is a surgical procedure that reduces or reshapes the labia minora (inner vaginal lips) or labia majora (outer vaginal lips). Women choose this procedure for a variety of reasons—from physical discomfort…

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Temporomandibular Joint Disorder, often known as TMJ, can bring chronic pain, muscle tension, and unbearable discomfort in your jaw. For those who’ve explored traditional treatments without success, Botox has become a promising and life-changing option. But there’s one big question many people ask: will insurance cover Botox for TMJ? This article explores that question in detail, providing clear, compassionate guidance designed to inform and inspire hope. What is TMJ and Why Does it Matter? TMJ refers to issues with the jaw joint and the muscles that control jaw movement. When this joint becomes inflamed or misaligned, it can cause headaches,…

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Accidents happen. One moment you’re biting into a crunchy snack, the next—ouch—you’ve chipped or broken a tooth. Without dental insurance, your first thought might be, “How much to fix a broken tooth without insurance?” The good news? Fixing your smile might not be as out of reach as you think. In this guide, you’ll discover affordable, expert-backed solutions and get empowered to make smart, confident choices about your dental care. Understanding the Severity of a Broken Tooth A broken tooth can range from a minor cosmetic issue to a dental emergency. The treatment—and cost—depends on how deep the damage goes.…

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Bringing a new life into the world is one of the most magical moments a parent can experience. As you bask in the joy of welcoming your baby, it’s also crucial to make smart decisions for their well-being. One of the most important steps is knowing how to add newborn to insurance. Doing so not only safeguards your child’s health but also brings peace of mind. The good news? The process is simpler than you think. Understanding Your Health Plan’s Policy on Newborn Enrollment Every health insurance plan offers different rules for newborn coverage, but most follow a similar path.…

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Fixing a chipped tooth can feel overwhelming, especially when you don’t have dental coverage. Understanding costs, options, and expert advice can empower you to take swift, confident action. In this guide, you’ll learn how much it costs to fix a chipped tooth without insurance, the safest treatments, proven money-saving tips, and why prompt care brings lasting relief. What Is a Chipped Tooth? Common Causes and Types A chipped tooth means a piece of your tooth’s hard outer layer, called enamel, has broken off. Everyday causes include playful bites on hard foods, sports accidents, or slips in the bathroom. Some chips…

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Allergy testing can be a game-changer for people dealing with frustrating symptoms like sneezing, rashes, or breathing trouble. But many patients are left wondering, how much is an allergy test with insurance? With healthcare costs on the rise, knowing what you’re likely to pay is essential for making informed, empowered health decisions. Below, we’ll explore how insurance affects allergy testing costs, what types of tests are commonly covered, and how you can save money while getting the answers your body needs. This guide is crafted with expert input from medical and insurance professionals, using trusted sources to ensure reliability and…

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GAP insurance, short for Guaranteed Asset Protection, offers peace of mind when financing or leasing a car. It covers the “gap” between what you owe on your car loan and the car’s actual cash value if your vehicle is totaled or stolen. Many car owners find themselves vulnerable without this essential coverage. That brings us to an important question: does Allstate offer GAP insurance? Let’s dive in to find out. What Is GAP Insurance and Why You Need It GAP insurance acts as a financial safety net. Cars lose value the moment you drive off the lot. If your car…

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If you’re struggling with constant nasal congestion, headaches, or breathing difficulties, a deviated septum might be the culprit. For many people, septoplasty—a surgical procedure to correct a deviated septum—offers dramatic relief. But there’s one question on nearly every patient’s mind: is deviated septum surgery covered by insurance? The answer isn’t always straightforward, but the good news is that insurance often does cover the procedure when it’s medically necessary. This guide will help you understand exactly what to expect, so you can breathe easier in every sense. What is a Deviated Septum? A deviated septum occurs when the cartilage and bone…

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